Do You Know the Four Basic Types of Homeowners Coverage?*
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Dwelling coverage will pay for damages resulting from unpredictable events like fire, wind, vandalism, and other covered hazards to your property. This includes your home, garage, and any detached structures.
Contents coverage will pay for the repair or replacement of furniture, clothing, and other valuable possessions and personal belongings.
Personal Liability Coverage will help to protect you from lawsuits involving property damage or bodily injury caused by you or permanent residents of your household to other people. This coverage will pay for your legal fees and any resulting court awards, as well as No-Fault medical coverage, should someone be injured in your home.
Additional Living Expenses
Additional Living Expenses coverage will pay for your hotel accommodations and dining bills, in addition to other living expenses, should you be temporarily forced to leave your home because of damage from natural disasters, fires, and other unforeseen events for which you are not responsible.
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*Consult your insurance agent about coverage types and policy details, as descriptions may vary by carrier.